TECHNICAL AND FUNCTIONAL EXPERIENCE

Please accept this letter and enclosed resume’ of my qualifications as an expression of my interest in joining your organization. I am currently seeking a position that will effectively utilize my skills and experience to enhance growth for both the company and my career. Hard work and professionalism in my expertise of Underwriting, Processing, Appeals Analyst, has resulted in significant accolades and increased responsibilities from my employers. My experience ranges in the following areas: assess applicant’s information and documentation for authenticity, audit case files for accuracy of information and documentation, audit confidential and sensitive applicant information to determine eligibility for HUD’s low to moderate income Community Development Block Grant, annualize the income of program applicants according to the guidelines and policies of the program, comprehend and stay current on program and state polices/ procedure, and federal regulations.

EDUCATION AND TRAINING

* B.S. Science Tulane University, New Orleans, LA, 1986
* Completed 25 Road Home online Training Disaster Programs in Homeland Security
Baton Rouge, LA 2009

* Assess applicant’s information and documentation f

PAST AND PRESENT PROJECT WITH DATES AND RESPONSIBILITIES
or authenticity. Audit case files for accuracy of information and documentation. Audit confidential and sensitive applicant information to determine
Eligibility for HUD’s low to moderate income Community Development Block Grant.

*Wrote loans and cleared debt ratio and forbearance. Strong experience DO/DU preparation and fulfillment of disclosures.

RELEVANT AND RELATED EXPERIENCE

* Extensive, Highly Successful Mortgage Loan Underwriting career
* Personable And Articulate
* Works well with customer and fellow employees
* Computer skills specifically related to underwriting mortgage loans
* Fluent in French

RECENT REVLEVANT WORK EXPERIENCE INCLUDING REFERENCE CONTACT INFORMATION

House of Representatives April -2009-March 2010
Clarence Russ, Sergeant-at-Arms 225-342-1338
Assist in ensuring data integrity, system changes, and analyzing data flow. Attends staff planning meetings, provided detailed recommendation for staffing levels during special events.

The Road Home Program August-2008- March-2009
Deanne Sensat, Manger 225-252-6848
Appeals Analyst- Review all information included in assigned appeal packets and determined eligibility of appeal. Facilitate scanning and uploading of information into e-grants with appeals Intake Specialist. Research appealing applicant information in e-grants and Issue Tracker. Enter summary of issues appealed and mailing of additional “Next Steps” information for company and applicant to schedule a new appraisal. Maintain appeal packets until appraisal documentation is complete and uploaded into e-grants, if requested. Implement require appeal case changes as outlined in the Appeals Determination Report, including updating calculation based on document
documentation to support any changes and in accordance with the policies and procedures of The Road Home Program.

Lending Center February -2004 July-2008
Marvin Narcisse, Reginal Manager 504-237-9041
With a debt ration consolidation loan, the lender pays off creditors and combines all the balance amounts into one fixed payment. Once consolidated, the customer will begin to make lower monthly payments. Wrote loans and cleared debt ratio and forbearance. Strong experience DO/DU preparation and fulfillment of disclosures. Ordered and coordinated appraisals, titles. Surveys, insurance, etc. Submitted files to lender, cleared conditions and coordinated closing.

Ameriquest Mortgage January -1997- January 2004
Holly Greene, Director 714-778-4125
Workforce management experience. Ability to underwriter data and make staff level decision. Planned and facilitated daily meetings to discuss resulted for previous day, and planned for current
And future days. Documented and recommended improvements of workforce.