The Answers Issue: What’s the best way to switch to a local bank or credit union in D.C.?

What’s the best way to switch from a huge, tax-avoiding, multinational bank to a local bank or credit union in D.C.?

Going local with money, it turns out, is a lot quicker than going local with food. There’s no need to wait for your tomatoes to grow. The best way to make sure you’re not subsidizing the next CEO who ruins our country is to make a clean break: Cut off the direct deposit, BillPay, and floating checks at Hells Fargo or Shittybank. Then open a new local account with only the minimum balance, reroute your payees and direct deposit, and close your old account.

But which little bank to switch to? Burke & Herbert and Cardinal Bank, based in Virginia, offer free, no-frills checking accounts; in D.C., there’s Industrial Bank, Bank of Georgetown, and credit unions Signal Financial and CommonWealth One; in Maryland, there’s Sandy Spring Bank. There are even more banks listed on the grassroots website, where you can type in your zip code and get a list of local banks with assets valued at less than $65 billion.

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